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Ámbito de aplicación de la Licencia General 57 (Servicios Financieros)
Nos hemos estado preparando para este momento. Hoy, ha llegado. 🇻🇪 La OFAC acaba de emitir la Licencia General 57, que abre el sistema bancario venezolano a las empresas estadounidenses de tecnología financiera, pagos y remesas. A partir del 14 de abril de 2026, la GL57 permite: 1️⃣ Transacciones con cuatro bancos venezolanos, entre ellos el Banco Central de Venezuela y el Banco de Venezuela. 2️⃣ El conjunto completo de métodos de pago, definido en términos generales: trans

Jaime González Gasque
3 days ago2 min read


Scope of General License 57 (Financial Services)
We've been preparing for this moment. Today, it's here. 🇻🇪 OFAC just issued General License 57, opening Venezuela's banking system to U.S. fintech, payments, and remittance companies. Starting April 14th 2026, GL57 unlocks: 1️⃣ Transactions with four Venezuelan banks, including the Central Bank of Venezuela and Banco de Venezuela. 2️⃣ The full payments stack, broadly defined: transfers, digital wallets, mobile money, & card payments. 3️⃣ A legal on/off-ramp corridor connect

Jaime González Gasque
3 days ago2 min read


Graveyard of POS terminals in Mexico
FinTech companies like Clip and Mercado Pago are responsible for 80% of POS terminals in Mexico, but they only capture 5.6% of transaction volume. That's not digitization. It's a terminal graveyard. Meanwhile, Mastercard presents itself as the "strategic partner" for digitizing payments in Mexico with Merchant Cloud, Tap on Phone, SoftPOS, tokenization, AI, and cybersecurity. The narrative is impeccable. But the numbers don't add up. 🔹 8.5 MILLION businesses in Mexico, Centr

Jaime González Gasque
Apr 102 min read


Visa enables Tap to Pay on iPhone in Mexico through Visa Acceptance Platform
Mexico City – March 24, 2026 – Visa, a global leader in payments, today announced the launch in Mexico of the Visa Acceptance Platform Software Development Kit (SDK), enabling its clients to offer Tap to Pay on iPhone. We are thrilled to announce that Visa has launched #TaptoPayOniPhone in Mexico. With Tap to Pay on iPhone, businesses can accept all types of in-person and contactless payments directly from their iPhones—from physical debit and credit cards to Apple Pay and ot

Jaime González Gasque
Mar 302 min read


Banks stick with the £100 contactless limit
Hello TWIF UK & Europe friends, I've spent the past week in Taipei, Taiwan, where 7-Eleven stores are ubiquitous. There's one on almost every street corner. Sometimes I've even seen multiple stores on the same street. The card machines in 7-Eleven say "Tap to Pay Only", and with most transactions sub $10 there's little need to enter a PIN. (The contactless limit in Taiwan is NT$3,000, which is around $94). It got me thinking that despite all the hype we hear about agentic com

Jaime González Gasque
Mar 242 min read


How inclusive infrastructure helps the most vulnerable populations
Cash remains the world's most popular way to pay. And African countries are the most dependent on physical money. But, worldwide people are moving to digital payments. How can people with no access to technology be included in a cashless society? Cash is king. The quick and easy way to hand money from one person to another has proven its value for centuries. It's impossible to know exactly how much physical money exchanges hands every day, but cash remains the most popular w

Jaime González Gasque
Mar 195 min read


Central Bank of Liberia Launches Inclusive Instant Payments System Powered by Mojaloop
The Central Bank of Liberia (CBL), in collaboration with the Mojaloop Foundation, ThitsaWorks, and The AfricaNenda Foundation, has launched the Liberian Inclusive Instant Payments System (IIPS). This new real-time interoperable payments platform is designed to digitize the national economy and enhance financial inclusion across the country. The launch marks a significant milestone for Liberia, with the system being the first real-money deployment of Mojaloop v17 globally. Thi

Jaime González Gasque
Mar 132 min read


Inclusive Fintech Forum (IFF) will run from 10-12 March and MojaCom 30
We hope you will join us for MojaCom 30, the preeminent event for central bankers, hub operators, and digital financial leaders working to advance inclusive instant payment systems (IIPS) around the world. As always, MojaCom events offer a unique platform for DFSPs, regulators, and private sector innovators to exchange insights, share experiences, and collaborate on building scalable IIPS that power financial inclusion at scale. This year, we are excited to add a new element

Jaime González Gasque
Mar 62 min read


Santander and Mastercard complete Europe’s first live end-to-end payment executed by an AI agent
Madrid and London, 2 March 2026. Banco Santander and Mastercard today announced the successful completion of Europe’s first live end-to-end payment executed by an artificial intelligence (AI) agent, representing the first agentic payment carried out within a regulated banking framework and marking a significant milestone in the application of AI systems capable of initiating and completing transactions on behalf of customers. Santander carried out the transaction in a control

Jaime González Gasque
Mar 22 min read


How Blockchain Revolutionises Cross-Border Payments
Global cross-border payments totalled over $40 trillion in 2024 and will increase 5% per year until 2027. As more businesses make cross-border payments, it’s clear that traditional payment systems and banking rails are no longer suited to the digital-first global economy. One technology that’s paving the way for innovation is blockchain payments. Driven by the demand for faster, 24/7 availability, mitigation of currency fluctuations (emerging markets) and security, blockchain

Jaime González Gasque
Feb 239 min read


The Rise of CommerceFi: Why Crypto Payments Are Going Mainstream
Crypto cycles are predictable. A new infrastructure wave arrives. Liquidity pours into Layer 1 ecosystems. A token meta monopolizes attention. Eventually the narrative burns out and the market looks for what comes next. In 2026, the clearest successor narrative is forming around payments, stablecoins, and real economic activity. It is more grounded than the last cycle and more scalable than any memecoin trend. It is the foundation of what can be described as CommerceFi. Crypt

Jaime González Gasque
Feb 135 min read


Bank Rakyat Taps Neurogine n2Tap To Boost MSME Digital Transformation
By Jailani Hasan Neurogine Sdn Bhd’s flagship product, Neurogine n2Tap, has been adopted by Bank Kerjasama Rakyat Malaysia Bhd (Bank Rakyat) as part of the bank’s i-MerchantRAKYAT initiative. The strategic partnership aims to modernise payment methods for micro, small and medium-sized enterprises (MSMEs), enabling them to accept cashless and contactless payments using smartphones and accelerate their digital transformation while fostering financial inclusion. In a statement

Jaime González Gasque
Feb 62 min read


Neurogine’s Impact: Exporting Financial Inclusion to Asia Pacific
Financial inclusion is a critical driver of economic growth and social development in the Asia Pacific region. While we have witnessed significant progress, a significant number of individuals and businesses remain underserved or excluded from the formal financial system. This gap hinders economic growth, exacerbates poverty and limits opportunities for millions. Neurogine Sdn. Bhd. is stepping up to tackle this challenge head-on. With a focus on exporting its experience an

Jaime González Gasque
Jan 303 min read


Mojaloop and financial inclusion
In emerging economies, the push for financial inclusion faces significant challenges, particularly due to isolated and fragmented financial ecosystems. These environments, characterized by limited interoperability between payment systems, hinder the widespread adoption of digital financial services. For low-income individuals, who make up a large proportion of the population in these regions, these barriers further complicate access to affordable and reliable financial servic

Jaime González Gasque
Jan 232 min read


Turn WhatsApp into your Secure Financial Service Channel
SocialCashier® bridges that gap by leveraging WhatsApp and AI to transform how underserved communities access their finances, using the same platform they already know and trust. Empower your customers to pay and send money in a single messaging experience. Make financial access easy for everyone. Billions of people use WhatsApp every day, yet financial access in emerging markets remains complex and full of friction. BUILT AND POWERED BY REIMAGINATION TECHNOLOGIES & NEUR

Jaime González Gasque
Jan 123 min read


Mexico doesn't want tourists at the 2026 World Cup to have problems paying by card: it will provide terminals to 3.2 million businesses
The Ministry of Economy presented the initiative “Grow Your SME with Digital Payments,” which aims to digitize 3.2 million micro, small, and medium-sized enterprises (MSMEs) across the country by 2030. The program begins this December with a pilot phase that seeks to incorporate 700,000 businesses into card payment acceptance solutions and digital tools. Ximena Escobedo, head of the Ministry's Productive Development Unit, explained that the first stage will focus on the host

Jaime González Gasque
Dec 19, 20253 min read


NeroGene N2Tap, turn your Smartphone into a Sales Terminal
Imagine a street market or a small shop. A merchant, let's call him Carlos, is completely overwhelmed trying to balance the till. Ugh, the same old story. He has a mountain of bills and coins on one side, then he has to check his phone to see if the transfers have arrived, and on top of that, several customers paid him with different apps that take a while to process. A real mess. Now, what if all that chaos could be solved, for real, with the same tool he uses to check the t

Jaime González Gasque
Dec 12, 20257 min read


Retail POS Merchant & Agent Services for the Unbanked population
All In One POS Terminal We have developed all-in-one-POS terminal software enabling fully integrated MasterCard, Visa Card and all local wallets in one terminal. No more hassle or the need to have multiple devices on a single merchant counter. Our terminal software comes with real time monitoring and transactions which most current merchant terminals does not have currently. Knowing the sales did today, yesterday and last one week is just by a press of a button. For the Merch

Jaime González Gasque
Dec 5, 20251 min read


Neurogine’s Impact: Exporting Financial Inclusion to Asia Pacific
Financial inclusion is a critical driver of economic growth and social development in the Asia Pacific region. While we have witnessed significant progress, a significant number of individuals and businesses remain underserved or excluded from the formal financial system. This gap hinders economic growth, exacerbates poverty and limits opportunities for millions. Neurogine Sdn. Bhd. is stepping up to tackle this challenge head-on. With a focus on exporting its experience and

Jaime González Gasque
Nov 28, 20253 min read


Reimagination Tech, Neurogine to Ride the US69B Contactless Payment Wave
Partnership to deliver convenience and social-commerce integration for merchants and consumerr Technologies, Inc (RIT), a recognised innovator in WhatsApp payment solutions and Neurogine Sdn Bhd, a leading Malaysian fintech solution provider, today announced a partnership that will significantly broaden the availability and adoption of state-of-the-art payment technologies across key markets. According RIT Chief Executive Officer Jaime Federico Gonzalez Gasque, the partnershi

Jaime González Gasque
Nov 21, 20253 min read
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