- Jaime González Gasque
- Jun 19
- 2 min read
Stablecoins could reduce the cost and time of sending money between countries, as well as expand access to financial services.
International money transfers could be carried out in a matter of seconds and at significantly lower costs through the use of blockchain technology and stablecoins, an alternative that could benefit millions of Mexican families who receive remittances, stated Silvina Moschini, CEO of the Unicoin Foundation, in an interview with El Cronista.
During the Stablecoin Conference 2026, the executive explained that stablecoins, cryptocurrencies whose value is pegged to traditional currencies like the dollar, have the potential to transform cross-border payments by reducing the involvement of financial intermediaries and streamlining the transfer of funds between countries.
The entrepreneur pointed out that traditional financial systems often absorb a portion of the funds sent by migrants through fees and other charges, which reduces the amount that beneficiaries ultimately receive.
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“Often, when someone sends money to a family member, a portion of those funds is lost to fees. With blockchain, these transfers can be made for practically pennies and instantly,” she commented.
The businesswoman maintained that blockchain technology can contribute to expanding financial inclusion, especially among people with limited access to traditional banking services or who frequently conduct international transactions.
Regulation would boost trust
The CEO of the Unicoin Foundation acknowledged that the development of cryptocurrencies was marked for years by fraud, failed projects, and company bankruptcies that affected investor confidence.
However, she believes the industry has undergone a process of refinement that has allowed projects with more robust and transparent business models to remain.
In this context, she affirmed that regulation will be a key element in accelerating the adoption of digital assets and providing greater certainty for users and businesses.
He highlighted the regulatory advancements in the United States through the GENIUS Act, which focuses on establishing guidelines for the issuance and operation of stablecoins, and noted that Mexico could benefit from regulatory frameworks that promote innovation without neglecting consumer protection.
“Clear rules generate trust and allow more people to participate in these ecosystems,” he said.
Financial education remains a challenge
Moschini added that, in addition to regulation, it will be necessary to strengthen financial education so that more people understand the characteristics, risks, and opportunities of the various digital instruments.
He explained that many users still associate cryptocurrencies with episodes of high volatility or fraud, so he considered it essential that investors understand the differences between the various types of digital assets before making decisions.
He also recommended building diversified portfolios that combine different savings and investment alternatives according to each person's risk profile and financial goals.
Regarding the future of stablecoins, she estimated that their adoption will continue to grow as more businesses accept them as a means of payment and platforms are developed that facilitate their everyday use.
“The new generation already operates from their mobile phones, and stablecoins fit naturally into that dynamic,” she concluded.
By: Karla Tejeda
Reporter, El Cronista México.